{"id":3501,"date":"2025-10-08T13:28:02","date_gmt":"2025-10-08T13:28:02","guid":{"rendered":"https:\/\/sjalfsbjorg.is\/?page_id=3501"},"modified":"2026-03-09T12:06:32","modified_gmt":"2026-03-09T12:06:32","slug":"fjarhagsvandi","status":"publish","type":"page","link":"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/rettindi\/fjarmal\/fjarhagsvandi\/","title":{"rendered":"Financial problem"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"3501\" class=\"elementor elementor-3501\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b291b1 e-flex e-con-boxed e-con e-parent\" data-id=\"5b291b1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-902e6b7 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"902e6b7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d4cbbb7 elementor-invisible elementor-widget elementor-widget-nav-menu\" data-id=\"d4cbbb7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;layout&quot;:&quot;dropdown&quot;,&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;svg aria-hidden=\\&quot;true\\&quot; class=\\&quot;e-font-icon-svg e-fas-caret-down\\&quot; viewBox=\\&quot;0 0 320 512\\&quot; xmlns=\\&quot;http:\\\/\\\/www.w3.org\\\/2000\\\/svg\\&quot;&gt;&lt;path d=\\&quot;M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\\&quot;&gt;&lt;\\\/path&gt;&lt;\\\/svg&gt;&quot;,&quot;library&quot;:&quot;fa-solid&quot;}}\" data-widget_type=\"nav-menu.default\">\n\t\t\t\t\t\t\t\t<nav class=\"elementor-nav-menu--dropdown elementor-nav-menu__container\" aria-hidden=\"true\">\n\t\t\t\t<ul id=\"menu-2-d4cbbb7\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-3151\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/rettindi\/almannatryggingar\/\" class=\"elementor-item\" tabindex=\"-1\">Social security<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3216\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/rettindi\/almannatryggingar\/tryggingastofnunrikisins\/\" class=\"elementor-sub-item\" tabindex=\"-1\">TR<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3215\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/rettindi\/almannatryggingar\/sjukratryggingar-islands-hjalpartaekjamidstod\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Icelandic Health Insurance \/ Assistive Devices Center<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-3332\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/rettindi\/bifreidamal\/\" class=\"elementor-item\" tabindex=\"-1\">Automotive issues<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3351\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/rettindi\/bifreidamal\/kaup-a-bifreid-styrkir\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Purchase of a vehicle \/ grants<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3391\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/rettindi\/hjalpartaeki\/\" class=\"elementor-item\" tabindex=\"-1\">Assistive devices<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-3424\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/rettindi\/fjarmal\/\" class=\"elementor-item\" tabindex=\"-1\">Finance<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3449\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/rettindi\/fjarmal\/skattar\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Taxes<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3538\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/rettindi\/fjarmal\/styrkir\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Scholarships for studies and projects<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3539\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/rettindi\/fjarmal\/fjarhagsvandi\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Financial problem<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-3540\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/rettindi\/husnaedi\/\" class=\"elementor-item\" tabindex=\"-1\">Housing<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3542\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/rettindi\/husnaedi\/lan-og-baetur\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Loans and benefits<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3541\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/rettindi\/husnaedi\/ibudir\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Apartments<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3623\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/rettindi\/lyfjamal\/\" class=\"elementor-item\" tabindex=\"-1\">Pharmaceuticals<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3627\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/rettindi\/kosningar\/\" class=\"elementor-item\" tabindex=\"-1\">Elections<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3702\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/rettindi\/p-merkip-staedi\/\" class=\"elementor-item\" tabindex=\"-1\">P-sign\/Parking space<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3701\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/rettindi\/samningur-sameinudu-thjodanna-um-rettindi-fatlads-folks\/\" class=\"elementor-item\" tabindex=\"-1\">United Nations Convention on the Rights of Persons with Disabilities<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3990\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/rettindi\/logfraedithjonusta-og-rettindagaesla\/\" class=\"elementor-item\" tabindex=\"-1\">Legal services and advocacy<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4023\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/rettindi\/afslaettir-fyrir-oryrkja\/\" class=\"elementor-item\" tabindex=\"-1\">Discounts for the disabled<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4069\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/rettindi\/neydarthjonusta-fyrir-rafkniin-hjalpartaeki\/\" class=\"elementor-item\" tabindex=\"-1\">Emergency service for electric assistive devices<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4068\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/rettindi\/idju-sjukra-og-talthjalfun\/\" class=\"elementor-item\" tabindex=\"-1\">Occupational, physical and speech therapy<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-75f8d4d e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"75f8d4d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10f0def elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"10f0def\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\u00ddmis a\u00f0sto\u00f0 er \u00ed bo\u00f0i fyrir \u00fe\u00e1 sem eiga erfitt me\u00f0 a\u00f0 l\u00e1ta enda n\u00e1 saman fj\u00e1rhagslega.\nH\u00e9r fyrir ne\u00f0an eru taldar upp nokkrar stofnanir og fyrirt\u00e6ki sem geta veitt a\u00f0sto\u00f0.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cbce3d8 elementor-widget elementor-widget-n-accordion\" data-id=\"cbce3d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2130\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2130\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Fj\u00e1rm\u00e1lar\u00e1\u00f0gj\u00f6f <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2130\" class=\"elementor-element elementor-element-bef126c e-con-full e-flex e-con e-child\" data-id=\"bef126c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-76c51e0 elementor-widget elementor-widget-text-editor\" data-id=\"76c51e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 data-block-key=\"cdrnz\"><strong>Umbo\u00f0sma\u00f0ur skuldara<\/strong><\/h6>\n<p data-block-key=\"l3tkt\">Hlutverk umbo\u00f0smanns skuldara er a\u00f0 veita einstaklingum sem eiga \u00ed verulegum grei\u00f0sluerfi\u00f0leikum endurgjaldslausa a\u00f0sto\u00f0 vi\u00f0 a\u00f0 \u00f6\u00f0last heildars\u00fdn \u00e1 fj\u00e1rm\u00e1l s\u00edn og hafa millig\u00f6ngu um samskipti og samninga vi\u00f0 l\u00e1nardrottna me\u00f0 hagsmuni skuldara a\u00f0 lei\u00f0arlj\u00f3si. Einnig \u00e1 hann a\u00f0 veita a\u00f0sto\u00f0 vi\u00f0 ger\u00f0 samninga um grei\u00f0slua\u00f0l\u00f6gun og a\u00f0 veita alhli\u00f0a r\u00e1\u00f0gj\u00f6f og fr\u00e6\u00f0slu um fj\u00e1rm\u00e1l heimilanna.<\/p>\n<p data-block-key=\"1vl04\">\u00c1&nbsp;<a href=\"https:\/\/island.is\/s\/umbodsmadur-skuldara\">vef umbo\u00f0smanns<\/a>&nbsp;skuldara m\u00e1 finna \u00fdmis r\u00e1\u00f0 til a\u00f0 for\u00f0ast grei\u00f0sluvanda, einnig eru \u00fear tenglar \u00e1 \u00fdmsar reikniv\u00e9lar sem getur veri\u00f0 gott a\u00f0 sko\u00f0a.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c4d91a1 elementor-widget elementor-widget-n-accordion\" data-id=\"c4d91a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2060\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2060\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Hj\u00e1lparsamt\u00f6k sem veita fj\u00e1rhagsa\u00f0sto\u00f0 <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2060\" class=\"elementor-element elementor-element-36038f0 e-con-full e-flex e-con e-child\" data-id=\"36038f0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-653d152 elementor-widget elementor-widget-text-editor\" data-id=\"653d152\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"http:\/\/www.help.is\/\"><strong>Hj\u00e1lparstarf kirkjunnar<\/strong><\/a><\/p><p><a href=\"http:\/\/www.maedur.is\/\"><strong>M\u00e6\u00f0rastyrksnefnd Reykjav\u00edkur<\/strong><\/a><\/p><p><strong><a href=\"https:\/\/maedrastyrksnefnd.is\/\">M\u00e6\u00f0rastyrksnefnd Hafnarfjar\u00f0ar<\/a><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5603920 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"5603920\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/vid-viljum-heyra-i-ther\/\">Do you have any suggestions or further questions? Contact us here<\/a><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1e5799c e-con-full e-flex e-con e-parent\" data-id=\"1e5799c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd98974 elementor-widget elementor-widget-template\" data-id=\"dd98974\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"9887\" class=\"elementor elementor-9887\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6734a465 elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"6734a465\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-34ed906d elementor-nav-menu--dropdown-mobile elementor-nav-menu__align-center elementor-nav-menu--stretch elementor-nav-menu__text-align-aside elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-nav-menu\" data-id=\"34ed906d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;full_width&quot;:&quot;stretch&quot;,&quot;layout&quot;:&quot;horizontal&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;svg aria-hidden=\\&quot;true\\&quot; class=\\&quot;e-font-icon-svg e-fas-caret-down\\&quot; viewBox=\\&quot;0 0 320 512\\&quot; xmlns=\\&quot;http:\\\/\\\/www.w3.org\\\/2000\\\/svg\\&quot;&gt;&lt;path d=\\&quot;M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\\&quot;&gt;&lt;\\\/path&gt;&lt;\\\/svg&gt;&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;toggle&quot;:&quot;burger&quot;}\" data-widget_type=\"nav-menu.default\">\n\t\t\t\t\t\t\t\t<nav aria-label=\"Menu\" class=\"elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-horizontal e--pointer-underline e--animation-fade\">\n\t\t\t\t<ul id=\"menu-1-34ed906d\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5526\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/adgengi\/\" class=\"elementor-item\">Accessibility<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5527\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/atvinna-menntun\/\" class=\"elementor-item\">Employment &amp; 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education<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3408\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/velferd\/\" class=\"elementor-item\" tabindex=\"-1\">Welfare<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5528\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/fraedsla\/\" class=\"elementor-item\" tabindex=\"-1\">Education<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5531\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/tomstundir\/\" class=\"elementor-item\" tabindex=\"-1\">Leisure<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3963\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/thjonusta-sveitarfelaga\/\" class=\"elementor-item\" tabindex=\"-1\">Municipal services<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3264\"><a href=\"https:\/\/sjalfsbjorg.is\/en\/thekkingarmidstod\/vid-viljum-heyra-i-ther\/\" class=\"elementor-item\" tabindex=\"-1\">We want to hear from you.<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\u00ddmis a\u00f0sto\u00f0 er \u00ed bo\u00f0i fyrir \u00fe\u00e1 sem eiga erfitt me\u00f0 a\u00f0 l\u00e1ta enda n\u00e1 saman fj\u00e1rhagslega. H\u00e9r fyrir ne\u00f0an eru taldar upp nokkrar stofnanir og fyrirt\u00e6ki sem geta veitt a\u00f0sto\u00f0. Fj\u00e1rm\u00e1lar\u00e1\u00f0gj\u00f6f Umbo\u00f0sma\u00f0ur skuldara Hlutverk umbo\u00f0smanns skuldara er a\u00f0 veita einstaklingum sem eiga \u00ed verulegum grei\u00f0sluerfi\u00f0leikum endurgjaldslausa a\u00f0sto\u00f0 vi\u00f0 a\u00f0 \u00f6\u00f0last heildars\u00fdn \u00e1 fj\u00e1rm\u00e1l s\u00edn [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":3422,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_theme","meta":{"footnotes":""},"class_list":["post-3501","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/sjalfsbjorg.is\/en\/wp-json\/wp\/v2\/pages\/3501","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sjalfsbjorg.is\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sjalfsbjorg.is\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sjalfsbjorg.is\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sjalfsbjorg.is\/en\/wp-json\/wp\/v2\/comments?post=3501"}],"version-history":[{"count":31,"href":"https:\/\/sjalfsbjorg.is\/en\/wp-json\/wp\/v2\/pages\/3501\/revisions"}],"predecessor-version":[{"id":12198,"href":"https:\/\/sjalfsbjorg.is\/en\/wp-json\/wp\/v2\/pages\/3501\/revisions\/12198"}],"up":[{"embeddable":true,"href":"https:\/\/sjalfsbjorg.is\/en\/wp-json\/wp\/v2\/pages\/3422"}],"wp:attachment":[{"href":"https:\/\/sjalfsbjorg.is\/en\/wp-json\/wp\/v2\/media?parent=3501"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}