Debtor's Representative

The role of the Debt Ombudsman is to provide individuals facing significant payment difficulties with free assistance to gain a comprehensive overview of their finances and to mediate communications and agreements with creditors, guided by the debtor's interests. The debt mediator is also to assist with the creation of debt settlement agreements and to provide comprehensive advice and education on household finances.

Á Ombudsman's website Debtors can find various tips on how to avoid payment difficulties, and there are also links to various calculators that can be useful to check out.